Read the brochure to learn more about Credit Security Plan insurance, features, benefits and exclusions. For more detailed information, you can also refer to the Certificate of Insurance.
1 You must be a resident of Canada for income tax purposes, in accordance with Income Tax Folio S5-F1-C1, Determining an Individual’s Residence Status.
2 If you don’t have a traditional mortgage or are partially insured under CSP insurance, your life insurance may not cover your whole mortgage debt. Please see the certificate for details.
3 If you have single disability coverage your benefit share is 100%. If you have joint disability coverage your benefit share is 50%. The benefit share is shown on the Coverage Summary page issued to you with your certificate package.
Credit Security Plan insurance is not available to customers in Quebec or those purchasing a property in Quebec. For Quebec residents, or those purchasing a property in Quebec, we offer a referral option.
The Manufacturers Life Insurance Company
Credit Security Plan™ insurance is a trademark of Benesure Canada Inc. (“Benesure”), and is used by it and its affiliates under licence. Benesure is a wholly-owned subsidiary of The Manufacturers Life Insurance Company (“Manulife”).
Manulife is a trademark of The Manufacturers Life Insurance Company and is used by it and by its affiliates under licence. Manulife P.O. Box 4213, Stn A, Toronto, ON M5W 5M3. Group Policy GC327-FN.