Mortgage solutions

As the types of borrowers, their circumstances and requirements continue to change, it’s important that you can address the broadest spectrum of needs possible. Having a diverse array of mortgage solutions, flexible payment options and value added features helps you own the moment for more borrowers – enabling you to expand your reach and fulfill more real estate dreams.

Our mortgage solutions include:

A five-year fixed rate mortgage with great value and options
A short-term mortgage for buyers needing flexibility
Two options designed for self-employed home buyers and contract workers
A mortgage alternative for buyers looking to purchase one to four unit rental properties
Transfer programs
Home improvement programs
Alternative lending

Every First National client can expect:

Fixed or adjustable rate terms
Flexible payment options
Diverse prepayment options (lump sum, double up and payment increase of up to 15%)
Flexibility for life or employment circumstances
Insurance solutions including home warranty and mortgage security

Transferring a mortgage

For clients looking to make the leap to First National, we offer two mortgage transfer options to accommodate their specific needs.

Home improvements

Often times, buyers fall in love with a home because of what it can be, more than what it is at the time of purchase. It’s not uncommon for buyers to want to make a space more in tune with their tastes, styles and lifestyles.

Self-employed & contract buyers

Not everyone works in a traditional way. At First National, we believe that every one of your clients should be able to achieve their real estate goals, regardless of how they choose to work.

Buying a rental or investment property

Several of your smaller investor clients may be looking for mortgage solutions that can help them purchase or refinance an investment property. First National’s Rental Program can help.

Home Warranty & Mortgage Life Insurance

We offer two product solutions – one to help protect your client's home and one to help protect your client's family in the event of unforeseen circumstances.

Your team of champions

Nobody understands what it takes to help you be your best more than our Managers of Business Development. They talk to brokers every day, deal with challenges, find solutions and facilitate opportunities. While each Manager of Business Development delivers value in a unique way, being your champion is a shared commitment across our entire team.

Whether you are pursuing growth, delivering service or supporting clients, you always have someone in your corner, dedicated to helping you be your best.

Meet our team

What our customers are saying

First National keeps everything simple and accessible! As a first-time home buyer, it made things a little easier to be able to understand and work with!

– Jessica G., British Columbia
First National was always my first choice for a mortgage. The customer service is top notch, their portal is user friendly, and rates are amazing. If you choose First National you won’t be sorry! I’m looking forward to partnering with them to make my home ownership a reality.

–Catherine P., Ontario
I strongly encourage people to consider First National by saying that this lender is THERE for YOU. They will make sure to review which options are best for you and your family. They also are available to answer any questions that you need to know especially for first time home buyers!

–Sheila M., Manitoba
First National realizes that its customers are real people and make it easy to structure payments in a way that works for you and your budget. Help is easily accessed if you have any questions, and with the biggest investment of your life, that is extremely important.

– Catherine D., British Columbia
First National was able to provide me the best mortgage rate and customer service at the time of purchasing my home. Since then, I have received the same level of commitment from First National to help me reach my home ownership goals and to help pay down my mortgage. Their online self-serve options are very user friendly and easy to understand. I always know how I'm progressing with my mortgage and know that I have support if I have questions or concerns. I would recommend First National in a heartbeat.

–Colin L., Ontario

Resources and insights

Original perspectives and personal viewpoints on developments and industry trends.

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