Our team
Better people make better lending
We lend billions of dollars to commercial real estate projects every year. But it’s not just capital that distinguishes us. It’s the empowered nature of our workforce. Our advisors are experienced experts whose sole focus is to deliver financing
strategies that enable you to achieve greater success.
Our Better Lending culture – three decades in the making – is built on the skill that comes from pure mortgage lending. Because we start from a position of knowledge about you, your project, and your market, we can design solutions that
are fit for your purpose. And because accountability is in our nature, we meet our commitments.
Better by design, better by nature, better for you in every corner of the country.
Ethan Gardner
Ethan is a member of:
Commercial credit team
Analyst, Commercial Credit
ethan.gardner@firstnational.ca
416-263-4773
People-Oriented. Proactive. Communicative.
“I deliver in-depth research, data tools, and market intelligence that help our origination teams identify opportunities and make stronger financing decisions.”
Ethan joined First National in 2024, bringing a unique blend of analytical expertise and leadership experience. He began as a Commercial Asset Management Analyst before transitioning into his current role in Commercial Credit. Prior to joining the industry, Ethan served as President of Western University’s Students’ Council, where he led a $30M not-for-profit organization and represented over 35,000 students through active engagement with government and institutional stakeholders.
As an Analyst, Ethan is known for turning ideas into action. He produces tailored internal materials and insights that empower teams to deliver greater value to clients. His enthusiasm and communication skills make him a natural connector and collaborator.
Outside of work, Ethan enjoys running, spending time with friends and family, and exploring new corners of the city.